SoFi Drops Despite Revenue Beat as Guidance Largely Matches Estimates
SoFi Technologies reported first-quarter revenue of $1.09 billion, beating estimates of $1.05 billion, while earnings per share matched forecasts at $0.12. Adjusted net revenue rose 41% from a year earlier to $1.087 billion and adjusted EBITDA was about $340 million versus estimates of $309 million. Member growth reached a record 14.7 million, up 35%, products rose 39% to 22.2 million and total loan originations climbed 68% to $12.2 billion.
For fiscal 2026, SoFi guided for about $4.66 billion in revenue, $0.60 in EPS and roughly $1.6 billion in adjusted EBITDA, figures that were largely in line with estimates. Shares were down more than 8% after the results despite the quarterly beat, with the full-year outlook offering only a modest increase over expectations.
From the sources (11 posts)
@stockmktnewz$SOFI JUST REPORTED EARNINGS EPS of $0.12 in line with expectations Revenue of $1.09B beating expectations of $1.05B🟢 SOFI added 1.1 Million new users during the quarter bringing its total up to 14.7M
@stocksavvyshay$SOFI member growth has now reached 14.7M with management guiding for at least 30% CAGR through 2028. The company is positioning itself as the digital on-ramp where banking, investing and digital assets converge.
@stocksavvyshay$SOFI just posted its fastest revenue growth in nearly three years (up 41% YoY) with demand still showing up across the platform. Management pushed back on two key bear arguments saying last year’s capital raises were not dilutive to tangi
@stocksavvyshay$SOFI Q1 EARNINGS • Revenue $1.09B vs Est. $1.05B • EPS $0.12 vs Est. $0.12 • EBITDA $340M vs Est. $309M • Loan originations: $12.2B (+68% YoY) • New Members: 14.7M (+35% YoY) FY26 Guidance • Revenue $4.66B vs Est. $4.65B • EPS $0.60 vs E
@stocksavvyshay$SOFI down over 8% despite a revenue beat and in-line EPS as the market wanted a guidance raise that didn’t come.
@wallstengine$SOFI Q1’26 EARNINGS HIGHLIGHTS 🔹 Revenue: $1.10B (Est. $1.05B) 🟢; +43% YoY 🔹 EPS: $0.12 (Est. $0.12) 🟡; +100% YoY 🔹 Adjusted Net Revenue: $1.087B; +41% YoY 🔹 Adjusted EBITDA: $339.9M; +62% YoY 🔹 Members: 14.7M; +35% YoY 🔹 Total Loan Origi
@alphasenseinc$SOFI Earnings: - Net revenue: $1.1 billion - Adjusted earnings per share – diluted: $0.12 - Member growth up 35% to a record 14.7 million members - Product growth up 39% to a record 22.2 million products “We had an excellent Q1 deliverin
@polymarketmoney$SOFI MEMBER GROWTH OVER TIME
@stockmktnewzHere is more info on the $SOFI numbers
@fiscal_aiSoFi Q1 Results: Financials: Revenue +43% (Beat) Adj. EPS +100% (Met) KPIs: Lending Revenue +55% Tech Platform Revenue -27% Financial Services Revenue +41% Total Members +35% Origination Volume +68% $SOFI -13.8% today
@thetranscript_SoFi CEO: "We had an excellent Q1 delivering another quarter of durable growth and strong returns...Members grew 35% and products increased 39%, with 43% of new products coming from existing members..." $SOFI: -8% Pre-Market