SoFi Raises 2026 Revenue Guidance to $4.85 Billion as Second-Quarter Profit Beats Estimate
SoFi reported second-quarter adjusted net revenue of $1.21 billion, beating Wall Street estimates of $1.12 billion and marking a 40% increase from the prior year. The financial technology company raised its full-year adjusted revenue guidance to between $4.75 billion and $4.85 billion, surpassing estimates of $4.70 billion. Earnings per share reached $0.12, beating the $0.11 expectation.
The results highlighted record growth in customer engagement, with the user base expanding 35% to 15.8 million members and product adoption growing 42% to 24.4 million. For the first time in a quarter, the company added twice as many products as new members. Management kept full-year EBITDA and earnings guidance unchanged at approximately $1.6 billion and $0.60, adjusting the revenue forecast after factoring in expectations for two interest rate hikes rather than the previously projected cuts. Shares fell by 2.5% in premarket trading following the report.
From the sources (18 posts)
@stocksavvyshay$SOFI Q2 EARNINGS • Revenue $1.2B vs Est. $1.1B • EPS $0.12 vs Est. $0.11 • EBITDA $358M vs Est. $333M • Loan originations: $14.8B (+69% YoY) • New Members: 15.8M (+35% YoY) FY26 Guidance • Revenue $4.8B vs Est. $4.7B • EPS $0.60 vs Est.
@reuterslegalFintech SoFi raised its 2026 revenue growth forecast above Wall Street expectations on Wednesday after posting a market-beating second quarter, driven by record member growth and loan originations.
@stockmktnewz$SOFI JUST REPORTED EARNINGS EPS of $0.12 beating expectations of $0.11🟢 Revenue of $1.2B beating expectations of $1.11B🟢
@alphasenseinc$SOFI Earnings: - Adjusted Net Revenue up 40% to a record $1.2 billion - Net Income of $157 Million - Adjusted earnings per share – diluted: $0.12 - Adjusted EBITDA up 44% to a record $358 million - Total Loan Originations at a record $14.
@amitisinvesting$SOFI SOFI Q2 2026 EARNINGS: - Adjusted Net Revenue $1.2B +40% YoY - Net Income $157M - Adjusted EBITDA $358M +44% YoY - Total Loan Originations $14.8B record - Members 15.8M +35% YoY - Products 24.4M +42% YoY CEO Anthony Noto: “2026 i
@wallstengine$SOFI TECHNOLOGIES Q2’26 EARNINGS HIGHLIGHTS 🔹 Adj. Net Revenue: $1.21B (Est. $1.12B) 🟢; +40% YoY — record 🔹 Adj. EPS: $0.12 (Est. $0.11) 🟢; +50% YoY 🔹 Members: 15.8M; +35% YoY 🔹 Products: 24.4M; +42% YoY — record 2.2M added, 1st Qtr ever
@stocksavvyshay$SOFI now has twice as many products as members showing customers are increasingly using multiple services across its “everything app.” That engagement is showing up in cross-buy with existing members accounting for 51% of new products ope
@stockmktnewz$SOFI stock is initially down by 2.5% in pre market trading following its earnings 🔴
@thetranscript_SoFi CEO: "2026 is shaping up to be a defining year, and our second quarter results mark a clear inflection point...We grew members 35% year-over-year and added a record 2.2 million products, a 42% increase" $SOFI: -4% PM
@stocktwits$SOFI revenue +42%, guidance raised, and the stock is red
@theblockcoTHE BLOCK: SoFi's return to crypto is starting to gain traction three quarters after its relaunch. The company generated $134 million in crypto transaction revenue in Q2, resulting in $1.2 million in net crypto revenue after costs, while e
@stocksavvyshay$SOFI five years ago: • $15/share • 2.5M members with ~$300M gross profit run-rate $SOFI today: • $15/share • 15.8M members with ~$2.5B gross profit run-rate Same price. Very different business.
@blocknewsdotcom🚨 JUST IN: 🇺🇸 SoFi’s crypto comeback is gaining momentum three quarters after relaunching its digital asset services. The company generated $134 million in crypto transaction revenue in Q2, with $1.2 million in net crypto revenue after cos
@blckchaindaily🚨 $SOFI Q2 CRYPTO TRANSACTION REVENUE $134M, NET CRYPTO REVENUE $1.2M, EXPANDING SOFIUSD STABLECOIN
@wallstengine@amitisinvesting More detail:
@stocksavvyshay$SOFI is down more than 10% and has broken below $15 👀
@fiscal_aiIt took SoFi more than 10 years to reach 4 million members. They've now added 4.1 million members over just the last 12 months. $SOFI
@stocksavvyshay$SOFI CEO Anthony Noto says the company raised revenue guidance despite now assuming “two rate hikes” instead of the two cuts expected entering 2026. Management held EBITDA and EPS guidance unchanged under that tougher backdrop while recor