US Household Debt Hits Record $18.8 Trillion in Q1 as Mortgages, Auto Loans Rise

businessmacroeconomics 2 posts · 2 accounts

US household debt rose by $18 billion in the first quarter of 2026 to a record $18.8 trillion. Mortgage balances increased $21 billion to an all-time high of $13.2 trillion, while auto loans climbed $18 billion to a record $1.7 trillion.

Credit card balances declined $25 billion to $1.3 trillion, the second-highest level on record, and student loan balances fell $6 billion to $1.7 trillion, also the second-highest on record. Adjusted for inflation, total household debt is approaching its highest level in real terms since the peak of the 2008 financial crisis.

From the sources (2 posts)

@firstsquawk

AMERICANS ARE DROWNING IN RECORD DEBT: US household debt rose by $18 billion in Q1 2026 to a record $18.8 trillion. Mortgage debt hit an all-time high of $13.2 trillion after rising $21 billion. Auto loan debt surged to a record $1.7 tri

@globalmktobserv

🔴AMERICANS HAVE NEVER BEEN MORE INDEBTED: US household debt increased +$18 billion in Q1 2026, to a record $18.8 trillion. Mortgage debt jumped +$21 billion, to an all-time record of $13.2 trillion. Auto loans jumped +$18 billion, to $1.

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